PRIVACY POLICY

1. Introduction & Commitment

BMS Global ("we", "our", "us") respects your personal integrity and is committed to protecting your personal information. This Privacy Policy explains how we collect, process, store, and safeguard data when you use our website, mobile portal, real estate investment services, automotive and energy solutions, or join the Real Estate Executive Club (REC).

2. Information We Collect

• Identity Data: Full name, government identification details (NIN/Passport/Voter's Card for KYC title documentation), date of birth.
• Contact Data: Email address, phone/WhatsApp number, delivery and residential address.
• Financial & Transaction Data: Payment confirmations, wallet transaction history, commission payout bank details (BVN is never stored on our servers).
• REC Network Data: Sponsor references, referral hierarchy, member rank levels, and reward logs.

3. How We Use Your Data

We use your data strictly to: process property deeds and survey documentation; facilitate site inspection bookings; calculate and disburse REC referral commissions; ensure regulatory compliance with Nigerian AML/CFT real estate frameworks; and notify you of estate milestones.

4. Data Security & Sharing

Your data is protected by 256-bit SSL encryption, restricted role-based database access, and regular security audits. We never sell, lease, or monetize your personal data to third parties. Data is only shared with statutory land registries and survey authorities when completing your title perfection.

5. Contact Our Data Protection Officer (DPO)

For inquiries or data deletion requests, contact our Data Protection Officer at: bmsrealtorsltd@gmail.com.